This role will support the end-to-end credit process by ensuring accurate handling of financial data, documentation, and customer information. You will work across teams to process transactions efficiently, maintain data quality, and ensure compliance with internal credit risk policies. In this role, you will:

Collect, review, and record financial statements, inventory insurance information, and customer credit reports
Prepare timely and accurate financial spreads of incoming statements, prioritising tasks to meet turnaround times for credit requests and periodic reviews
Support the credit line increase process, including submitting straightforward increase requests for existing customers
Independently prepare and complete new transactions, as well as periodic reviews of existing exposures
Work closely with cross-functional teams to support the end-to-end dealer transaction process and meet agreed cycle times
Ensure all credit documentation is complete, accurate, and properly maintained in line with internal standards
Process and maintain customer data, ensuring accuracy, completeness, and high-quality data entry in systems
Maintain and update collateral data within the sub-ledger system
Communicate approval conditions clearly to relevant stakeholders and monitor their timely and accurate fulfilment
Ensure all approval conditions are met, finance and legal documentation is properly archived, and a closing memo is completed prior to credit line activation
Adhere to Credit Risk Policies and Procedures in all activities
Collect, review, and record monitoring notices and credit updates for customers
Process customer termination requests, ensuring all required checklist items are completed and documentation is fully archived., Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.

Experience in Credit Portfolio Consulting, or equivalent demonstrated through one or a combination of the following: work experience, training, education., Previous experience within a bank or financial institution is preferred
Proficient in both written and spoken English
Additional language skills - German is essential (French, Spanish, or Italian are advantageous)
Attention to detail, particularly in data entry and document handling
Strong customer service orientation, with the ability to understand and respond to customer needs
Reliable, resilient, and well-organised, with the ability to manage workload effectively
Able to work both independently and collaboratively within a team
Self-motivated, with a proactive approach and willingness to learn and develop
Proficient in Microsoft Office tools (Outlook, Excel, Word, PowerPoint)
Strong interpersonal and stakeholder communication skills.

2 Wells Fargo Bank jobs in England & Wales