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Manager FBP Unsecured Virgin Money Opportunities Search Results Virgin Money Current Opportunities
£71000
Virgin Money, Can be based anywhere.
- Remote working
- Full time
- Permanent
Posted 2 days ago, 9 Jun
Job ref: 11f52f2d44a346dfbb9f84a0d6170e9d
Full Job Description
As Finance Business Partner for Unsecured lending (Credit Cards, Personal Loans), you'll be part of an experienced team of Finance professionals who work with colleagues across Commercial, Finance, Operations and Risk. The role is dynamic, varied and focussed on providing the support to enable Commercial to deliver on strategy.
Our team makes sure that the numbers make sense commercially and are optimised. This is a very exciting time to join given Unsecured has strong growth plans as it looks to build out its strong position within its existing market and new segments over the next few years.
What you'll be doing
+ Interpretation and explanation of financial position including trend analysis, commentary on major themes and highlighting key areas of interest.
+ Articulating financial analysis to inform Commercial decision making, including product pricing and profitability assessments, and making recommendations for the optimisation of the product range through analysis and insight.
+ Understanding financial evaluation of new product offerings and making recommendations for the optimisation of existing product offerings, providing analysis & insights to help increase revenue lines across the product range.
+ Be on the lookout for opportunities to consistently enhance our current modelling capabilities - including pricing models, EIR models, forecasting models.
+ Working with Risk & Commercial to optimise portfolio returns, by providing insight and analysis on the risk/reward relationship of products, including effective evaluation and challenge of IFRS 9 provision requirements and long-run credit loss expectations.
+ Proactively monitor and understand performance vs Corporate Plan through timely financial insight and commercial awareness, identifying, and communicating opportunities and threats.
+ Being responsible for maintaining and enhancing processes, providing recommendations on what technical development and innovation can be made, to drive an efficient and flexible function which can react quickly to changing circumstances. Ensure appropriate controls are in place.
+ Proven advanced financial modelling and excel skills using up to date analytical and forecasting tools.
+ Evident educational background such as an accountancy qualification, professional qualification in finance, business administration or a related discipline, or equivalent industry experience.
+ Strong problem-solving and analytical skills gained in a retail banking environment.
+ Demonstrated ability to build effective relationships across the business to support and challenge key financial assumptions.
+ Excellent communication skills, with ability to convey detailed data driven analysis in simple, clear, and concise form.
+ Good coaching skills and focus on development of our people.
+ Commercial acumen, business understanding and knowledge of key market influences and associated risks within the financial industry, with an ability to identify threats and opportunities in financial forecasting.
+ Knowledge of financial performance reporting standards, balance sheet and capital management.
It's a bonus if you have but not essential
+ Familiar with software such as SAS and Power BI.
+ 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt.
+ Market-leading pension.
+ Free private medical cover, income protection and life assurance.
+ Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness.
And there's no waiting around, you'll enjoy these benefits from day one.
Feeling insatiably curious about this role? If we're lucky to receive a lot of interest, we may close the advert early and would hate you to miss out.
We're all about helping you Live a Life More Virgin, so happy to talk flexible working with you.
Say hello to Virgin Money
We're making great strides towards achieving our ambition of becoming the UK's best digital bank. As a full-service digital bank with a heritage stretching back over 180 years, we're a workforce to be reckoned with, and we're putting the full power of our experience behind disruptive ideas that reinvent the role a bank plays in people's lives. We're customer-obsessed and work tirelessly to deliver on our purpose, 'Making You Happier About Money.' This means we're able to do banking differently, and by innovating and working together we can make a real difference by creating memorable moments and red-hot experiences for our millions of customers. Join us and Live a Life More Virgin that empowers you with choice and flexibility in how you work.
Be yourself at Virgin Money
Our purpose is to make people happier about money, this means seeing and feeling the world as our customers do by creating a workforce that reflects the rich diversity of our customers and communities. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard.
As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team careers@virginmoney.com
It's important to note that there may be occasions where it's not possible to interview all candidates declaring a disability who meet the essential criteria for the job. In certain recruitment situations such as receiving a high-volume of applications, we may need to limit the overall numbers of interviews offered to both disabled and non-disabled applicants.
Now the legal bit
Living A Life More Virgin allows our colleagues to be based anywhere in the UK (if the role allows it), but we'll need you to confirm you have the right to work in the UK.
If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks - we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.
+ Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more.
+ Up to five extra paid well-being days per year .
Our team makes sure that the numbers make sense commercially and are optimised. This is a very exciting time to join given Unsecured has strong growth plans as it looks to build out its strong position within its existing market and new segments over the next few years.
What you'll be doing
+ Interpretation and explanation of financial position including trend analysis, commentary on major themes and highlighting key areas of interest.
+ Articulating financial analysis to inform Commercial decision making, including product pricing and profitability assessments, and making recommendations for the optimisation of the product range through analysis and insight.
+ Understanding financial evaluation of new product offerings and making recommendations for the optimisation of existing product offerings, providing analysis & insights to help increase revenue lines across the product range.
+ Be on the lookout for opportunities to consistently enhance our current modelling capabilities - including pricing models, EIR models, forecasting models.
+ Working with Risk & Commercial to optimise portfolio returns, by providing insight and analysis on the risk/reward relationship of products, including effective evaluation and challenge of IFRS 9 provision requirements and long-run credit loss expectations.
+ Proactively monitor and understand performance vs Corporate Plan through timely financial insight and commercial awareness, identifying, and communicating opportunities and threats.
+ Being responsible for maintaining and enhancing processes, providing recommendations on what technical development and innovation can be made, to drive an efficient and flexible function which can react quickly to changing circumstances. Ensure appropriate controls are in place.
+ Proven advanced financial modelling and excel skills using up to date analytical and forecasting tools.
+ Evident educational background such as an accountancy qualification, professional qualification in finance, business administration or a related discipline, or equivalent industry experience.
+ Strong problem-solving and analytical skills gained in a retail banking environment.
+ Demonstrated ability to build effective relationships across the business to support and challenge key financial assumptions.
+ Excellent communication skills, with ability to convey detailed data driven analysis in simple, clear, and concise form.
+ Good coaching skills and focus on development of our people.
+ Commercial acumen, business understanding and knowledge of key market influences and associated risks within the financial industry, with an ability to identify threats and opportunities in financial forecasting.
+ Knowledge of financial performance reporting standards, balance sheet and capital management.
It's a bonus if you have but not essential
+ Familiar with software such as SAS and Power BI.
+ 20 weeks paid, gender-neutral family leave (52 weeks in total) for expectant parents and those looking to adopt.
+ Market-leading pension.
+ Free private medical cover, income protection and life assurance.
+ Flexible benefits include Cycle to Work, wellness and health assessments, and critical illness.
And there's no waiting around, you'll enjoy these benefits from day one.
Feeling insatiably curious about this role? If we're lucky to receive a lot of interest, we may close the advert early and would hate you to miss out.
We're all about helping you Live a Life More Virgin, so happy to talk flexible working with you.
Say hello to Virgin Money
We're making great strides towards achieving our ambition of becoming the UK's best digital bank. As a full-service digital bank with a heritage stretching back over 180 years, we're a workforce to be reckoned with, and we're putting the full power of our experience behind disruptive ideas that reinvent the role a bank plays in people's lives. We're customer-obsessed and work tirelessly to deliver on our purpose, 'Making You Happier About Money.' This means we're able to do banking differently, and by innovating and working together we can make a real difference by creating memorable moments and red-hot experiences for our millions of customers. Join us and Live a Life More Virgin that empowers you with choice and flexibility in how you work.
Be yourself at Virgin Money
Our purpose is to make people happier about money, this means seeing and feeling the world as our customers do by creating a workforce that reflects the rich diversity of our customers and communities. We're committed to creating an inclusive culture where colleagues feel safe and inspired to contribute, speak up and be heard.
As a Disability Confident Leader, we're committed to removing any obstacles to inclusion. If you need any reasonable adjustments or support making your application, contact our Talent Acquisition team careers@virginmoney.com
It's important to note that there may be occasions where it's not possible to interview all candidates declaring a disability who meet the essential criteria for the job. In certain recruitment situations such as receiving a high-volume of applications, we may need to limit the overall numbers of interviews offered to both disabled and non-disabled applicants.
Now the legal bit
Living A Life More Virgin allows our colleagues to be based anywhere in the UK (if the role allows it), but we'll need you to confirm you have the right to work in the UK.
If you're successful in securing a role with us, there are some checks you need to complete before starting. These include credit and criminal record checks and three years' worth of satisfactory references. If the role is part of the Senior Manager Regime and Certification Regime, it requires enhanced pre-employment checks - we'll ask for six years of regulatory references, and once in the role, you'll be subject to periodic employment checks.
+ Generous holidays - 38.5 days annual leave (including bank holidays and prorated if part-time) plus the option to buy more.
+ Up to five extra paid well-being days per year .
Copy the direct link to this job
www.jobs24.co.uk/job/manager-fbp-unsecured-virgin-money-opportunities-search-125199885
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