35 Executive / Management jobs in Sunderland, Cumbria

We're on an exciting transformational journey with our people firmly at the forefront of our plans. If you want to work for a team integral in helping to drive cultural change, a team where you can bring your whole self to work bringing your energy and creativity to make a positive difference, then this is the job for you. We have an exciting opportunity for a Senior Credit Decisioning Analyst to join our Group Risk team where you will design, develop and test changes to the automated credit strategy decision engine. This role will be on a fixed term contract for a period of 9 months., Reporting to the Credit Risk Policy and Strategy Manager, your main responsibilities will include:

• Build and maintain leading automated decisioning tools and credit risk models
• Test and document all decisioning system changes, ensuring a high standard of test practices are implemented and adhered to
• Identification and investigation including data analysis required to support change or incident management
• Support delivery of automated decision operational procedures required dependent on outcome of the automated decision
• Ensure all credit risk policies and strategies are clearly documented and maintained
• Work with stakeholders across the business, as well as external suppliers, to define business change requirements and provide challenge where necessary
• Work with other workstreams in developing the end to end customer journey, capturing inbound and outbound dependencies on the Experian activity.
• Support retro analysis work being undertaken to ensure the effective development of automated credit underwriting.
  
  We're looking for someone with previous experience working in a decisioning background and maintaining a decisioning system as well as experience in system testing, including building test plans as well as:
• Continuous improvement mindset and always looking for ways to improve processes
• Highly numerate with excellent analytical skills
• Ability to communicate (written and verbal) complex topics in a straightforward manner including clear documentation of strategy
• Advanced Excel
• Experience using SQL / SAS essential with Python an advantage
• High attention to detail and high level of accuracy
• Excellent analytical and problem-solving skills
• A self-motivated, logical and organised approach
• A flexible and proactive approach with the ability to work under the pressure of deadlines
• Ability to work as part of a team
• Financial Services experience, preferably mortgages
• Credit Risk experience in a Financial Services environment, preferably mortgages
• Previous experience working in a decisioning background and maintaining a decisioning system
We'd also love to see evidence of:
• Customer focus
• Strong problem solving & decision-making skills, able to lead, influence and collaborate cross functionally to positive outcomes
• Analytical thinking & concern for accuracy
• Demonstrable ability to lead process changes and deliver to agreed timeframes
• Excellent communication skills both internally & externally, with the ability to tailor content appropriately for the audience
• Prior experience in working with Experian PCCA tools in secured credit environment (desirable)
• Experience in system testing, including building test plans
We're here to create a banking experience that's kinder to people and planet. Unlike banks, we don't have public or private shareholders which means we can invest 100% of our profits back into our business. As a result, our business is purpose-led, financially strong, socially responsible and always focused on our people, planet and communities.

Working at the Cumberland, you become part of something special. We're a Mutual organisation, committed to improving the lives of our colleagues, customers, and community. Our values are incredibly important to us.


• Salary - up to £57,007 p.a. - depending on skills and experience.
• Holidays - 25 days holiday plus public holidays and the opportunity to buy and sell up to 3 days.
• Learning and Development opportunities - We want you to grow in your role. We'll work together to support your personal and professional development.
• Hybrid Working - the tools and equipment you need to be able to work from home when you need to, depending on your role.
• Health and Wellbeing - a calendar of events and activities throughout the year, Mental Health & Wellbeing champions, and Cycle to Work scheme.
• Community Day - We offer our people an extra paid day off every year to help local charities and community organisations.