Private Client Lending Specialist (11983)
Investec, Cheap, City and County of the City of London
Private Client Lending Specialist (11983)
Salary Not Specified
Investec, Cheap, City and County of the City of London
- Full time
- Permanent
- Onsite working
Posted 2 weeks ago, 9 Jun | Get your application in now before you miss out!
Closing date: Closing date not specified
job Ref: 34689a9a27f44ca797357dbcdc898321
Full Job Description
- Clients
- Relationship Managers
- Private Client Credit
- Group Credit
- Wider Private Client Team
- Legal
- Operations & Compliance
- Marketing, The Private Client Lending Specialist is responsible for partnering with relationship managers to structure lending solutions that achieve optimal client and commercial outcomes. This role requires experience in engaging with clients to understand their needs, structuring deals with appropriate levels of risk assessment, and pricing accordingly., Deal Structuring and Client Interaction: + Understand Private Client strategic outcomes and commercial objectives. + Maintain in-depth knowledge of Investec's lending proposition, including product offerings and regulatory requirements. + Engage with Relationship Managers and clients to understand their requirements and provide appropriate lending solutions.
- Credit Application Preparation: + Prepare credit applications, loan, and mortgage agreements, ensuring accurate documentation across the lending process. + Ensure compliance with Investec's policies and procedures regarding lending exposures.
- Performance Management: + Meet performance outcomes set in your performance framework, both quantitatively and qualitatively. + Continuously review performance to identify opportunities for improvement in speed, efficiency, and commercial outcomes.
- Data Management and Market Insights: + Take ownership of client data and leverage CRM systems to drive performance. + Stay informed about market trends and economic factors relevant to client interactions, especially in the mortgage market.
- Integrity and Fairness: Commitment to acting with integrity and treating clients fairly.
- Regulatory Knowledge: Understanding of applicable rules and regulations.
- Credit Processing Ability: Proficient in processing high volumes of credit/lending solutions within strict timelines.
- Financial Acumen: Ability to understand individual and corporate financial statements.
- Communication Skills: Strong interpersonal skills for effective client engagement.
- Time Management: Excellent attention to detail and problem-solving abilities.
- Motivation: Energetic self-starter motivated by client engagement and problem-solving.
- Commercial Acumen: Resilience and adaptability in a dynamic environment.
- Empathy and Emotional Intelligence: Ability to connect with clients on a personal level. Additional Attributes (Preferred but Not Essential):
- Knowledge of UK mortgage markets and lending practices.
Investec offers a range of wellbeing benefits to make our people feel healthier, balanced and more fulfilled in their lives inside and outside of work., Embedded in our culture is a sense of belonging and inclusion. This creates an environment in which everyone is free to be themselves which helps to drive innovation, creativity and ultimately business performance. At Investec we want everyone to find it easy to be themselves, and to feel they belong. It's a responsibility we all share and is integral to our purpose and values as an organisation.
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Direct job link
https://www.jobs24.co.uk/job/private-client-lending-specialist-11983-125199681
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