PO / SME - Real time ledger (RTL)

Role OverviewWe are seeking a highly experienced Subject Matter Expert (SME) in Real-Time Ledger systems to support the implementation of a cloud-native core banking platform. The role will focus on designing, configuring, and validating a real-time general ledger and sub-ledger architecture, ensuring accuracy, scalability, and regulatory compliance within a modern banking ecosystem.The SME will work closely with business stakeholders, product vendors, architects, and implementation teams to ensure a robust event-driven, real-time accounting framework aligned with UK banking standards.

Should have relevant experience of owning and landing Ledger in past Key Responsibilities1. Ledger Design & ArchitectureLead the design of real-time ledger architecture (general ledger + sub-ledger integration)Define chart of accounts (CoA) structure aligned with product hierarchies and regulatory needsEstablish event-driven accounting models for transactions (payments, loans, deposits, etc.)Ensure high-volume, low-latency ledger processing in cloud environments2. Cloud Core Banking ImplementationDrive ledger-related components in cloud-native core banking platforms (e.g., Thought Machine, Temenos, Mambu, Tuum, Finastra)Configure and validate posting rules, journal entries, and accounting flowsCollaborate with platform vendors and SI teams on solution design and delivery3. Integration & Data FlowDesign integration between:Core banking enginePayments systems (FPS, CHAPS, SEPA, SWIFT)Channels and middlewareFinancial reporting / GL systemsEnsure real-time reconciliation and data
consistencyExperience Requirements10-12 years in banking technology or core banking transformation2-3 end-to-end cloud core banking implementations, specifically involving:Ledger / accounting modulesReal-time transaction processingExperience working with UK or European banks preferred

Roles: PO/SME - Real time ledger (RTL)Customer: Crown Agents Bank (CAB)Location: London, UKIs it Permanent/ Contract: Open for bothIs it Onsite/Remote/Hybrid: for London (4 days WFO, 1-day WFH mandatory)Start Date: Immediate