At Close Brothers we look to recruit individuals from all different backgrounds and encourage you to apply even if you don't tick every box. We celebrate diversity, promote inclusivity and are open to discuss flexible work options to help you balance your work and home life. Join the Close Brothers Credit Risk Team where you will underwrite transactions arising within personal delegated credit authority and make recommendations on facilities to higher approval authorities, including Group Credit Committee, to agreed SLAs. Working as part of the Credit Risk team our ideal team member will have significant credit approval experience in a financial or insurance institution enabling the role holder to underwrite transactions in line with credit risk appetite and policy with excellent analytical, written and presentational skills. RESPONSIBILITIES

• Lead the provision of an effective underwriting service of customer facilities, broker facilities and insurer contingent liability risks arising in Premium Finance with a strong focus on quality and speed of service which meets Business and Broker needs whilst maintaining credit risk standards
• Develop a strong understanding of Premium Finance's business model leading stakeholder engagement and providing dedicated SME advice and guidance on all credit risk matters to the business
• Lead the Premium Finance Credit Team providing an environment which has an effective structure providing a robust learning and development environment for credit underwriters ensuring high standards in credit papers are achieved
• Contributes to Premium Finance Executive Committee and Credit Risk leadership team, as required, providing periodic updates on Credit portfolio quality and other risk matters arising
• Lead engagement and delivery of credit risk projects, ensuring effective engagement with Business and group functions
• Own and manage the Premium credit risk policies and standards including ongoing communication to the Business and Credit teams
Developing Our People: as a line manager, you will be responsible for inspiring and motivating your team, as well as developing performance through coaching. You will encourage your team to take responsibility for their own personal development and provide support through regular feedback.


• Significant experience within a financial services environment of Commercial and SME customers with a proven track record of credit approval and management.
• Experience in the insurance sector
• Good knowledge of banking and insurance products and services.
• A proven track record in leading teams.
• Sound appreciation of security, legal and documentation risks associated with transactions.
• An ability to engage with internal and external customers and build good working relationships.
IT IS NOT ESSENTIAL BUT IT WOULD BE GREAT IF YOU HAVE:
• Knowledge of Premium Finance products and services
  
  At Close Brothers we support employees to balance their work life priorities and in this role you will be able to enjoy a mixture of hybrid working.
Close Brothers is a leading UK merchant banking group providing lending, deposit taking and securities trading. We employ approximately 3,000 people, principally in the United Kingdom and Ireland. Close Brothers Group plc is listed on the London Stock Exchange and is a constituent of the FTSE 250. To find out more about Close Brothers, please visit our careers page: To find out more about life at Close Brothers: To find out more about our benefits: To find out more about our commitment to creating an inclusive environment, At Close Brothers Group, we are all connected by our mission to be the best place in the UK for wealth professionals and their clients. We believe that everyone should think ahead, have a financial plan and invest wisely. Our clients are professionals, business owners, individuals, charities, families, and employers, who rely on our clear financial advice and investment management services to preserve and grow their long-term savings and investments. We are a team of about 900 people based in 15 offices across the UK. Our geographic footprint means we can combine a local approach with face-to-face services to enable strong, long-term relationships with our clients. Sustainability is fundamental to our purpose and we have a responsibility to help address the social, economic and environmental challenges facing our business, colleagues and clients. We strive to do the right thing and are dedicated to helping the charities that matter most to our people. Our vision is to develop an open and inclusive company that ensures everyone is valued, respected and included, so that in years to come our business will represent a diverse and inclusive workforce from the top down. We look to recruit individuals from all different backgrounds. If this job is of interest to you but you do not meet every criteria then we encourage you still to apply as we are open to providing training opportunities. As an early adopter of hybrid working we are open to discussing all types of flexible working options, helping you to balance your work and home life.

Private medical Discounted health checks Stakeholder pension contribution Cycle to work scheme Gym discounts Purchase additional holiday