Head of Home Pricing (Trading)

This is a high-impact leadership role with full accountability for the Home trading performance of AA Underwriting Insurance Company Limited (AAUICL). You'll own the end-to-end pricing and underwriting trading cycle, using insight and analysis to drive profitable growth and provide clear recommendations to senior stakeholders and governance forums. This is a hands-on leadership role where you'll deploy rate changes in WTW Radar and develop production-quality code to extract, validate and automate portfolio MI. With an initial direct report and scope to grow the team, this is an opportunity to shape trading strategy, influence key decisions, and make a measurable impact.What will I be doing?

• Own the end-to-end Home pricing and underwriting trading cycle, with clear accountability for performance against plan and risk appetite.
• Develop and enhance pricing models and decisioning approaches, ensuring they are robust, well-governed and commercially effective.
• Implement pricing changes in WTW Radar, including scenario testing, peer review, deployment and documentation in line with governance standards.
• Build and automate portfolio MI and trading dashboards, writing and optimising SQL to extract, validate and reconcile data with strong quality controls.
• Forecast and monitor weekly trading against budget, identifying variances and recommending corrective action.
• Lead pricing reviews and present clear, decision-focused insight at governance forums and to key stakeholders, including reinsurers where required.
• Partner with Technical Pricing, Reserving, Claims, Finance, Risk, AA Broker and wider Group teams to deliver shared objectives.
• Support reinsurance and capacity activity through profitability, exposure and trend analysis.
• Lead, coach and grow the Home Trading team, setting high technical standards and driving best practice.
• Embed Treating Customers Fairly, Consumer Duty and regulatory expectations into pricing, trading and portfolio governance.
  
  Significant experience in personal lines pricing and underwriting (Home preferred), with a proven track record of delivering trading performance improvements.
• Strong hands-on experience with WTW Radar (or another rating engine, with the ability to become productive in Radar quickly).
• Advanced SQL skills, including writing and optimising complex queries, working with large datasets, and building robust, well-controlled data processes.
• Strong analytical capability across modelling and portfolio analysis (e.g. GLMs, GBMs, segmentation and performance monitoring). Python experience beneficial.
• Ability to balance commercial pace with strong governance, controls and documentation.
• Experience coaching, mentoring or line-managing analysts and developing team capability.
• Confident communicator who can translate technical insight into clear recommendations and influence senior stakeholders.
  
  We're always looking to recognise and reward our employees for the work they do. As a valued member of The AA team, you'll have access to a range of benefits including:
• 25 days annual leave plus bank holidays + holiday buying scheme
• Worksave pension scheme with up to 7% employer contribution
• Free AA breakdown membership from Day 1 plus 50% discount for family and friends
• Discounts on AA products including car and home insurance
• Employee discount scheme that gives you access to a car salary sacrifice scheme plus great discounts on healthcare, shopping, holidays and more
• Company funded life assurance
• Diverse learning and development opportunities to support you to progress in your career
• Dedicated Employee Assistance Programme and a 24/7 remote GP service for you and your family
Plus, so much more! We're an equal opportunities employer and welcome applications from everyone. The AA values diversity and the difference this brings to our culture and our customers. We actively seek people from diverse backgrounds to join us and become part of an inclusive company where you can be yourself, be empowered to be your best and feel like you truly belong. We have five communities to bring together people with shared characteristics and backgrounds and drive positive change.