Financial Risk Manager

We're looking for a Risk Manager to join our Second Line Risk team and play a key role in helping the to achieve its growth purpose, whilst demonstrating appropriate levels of control. This is a relationship-focused role where you'll work closely with stakeholders across the organisation, supporting them to understand and own their risk responsibilities. You'll act as a trusted adviser, providing clear, pragmatic guidance and constructive challenge, to support commercial decision-making and improved risk/reward trade-offs. About the role

• Building strong, trusted relationships with leaders and teams across the business.
• Supporting stakeholders to confidently manage underwriting and pricing risks.
• Providing practical risk advice and challenge on BAU activity, projects and change initiatives.
• Helping embed good customer outcomes into decision-making and culture.
• Translating regulatory requirements into clear, meaningful business impacts.
• Coaching and supporting colleagues to build underwriting and pricing risk management capability and confidence., At Hastings Direct, we're committed to creating an inclusive environment where everyone has the opportunity to succeed. If you require any reasonable adjustments during the recruitment process, we encourage you to be open with us. Our recruitment team is here to provide the support you need to ensure a fair and accessible experience for all.
  
  You'll be someone who enjoys working collaboratively, can influence with credibility, and is comfortable balancing regulatory requirements with commercial reality. You'll bring:
• Experience in technical risk management within UK financial services.
• Strong knowledge of the UK regulatory environment, particularly underwriting and pricing practices.
• Excellent stakeholder management and communication skills.
• A pragmatic, solutions-focused mindset with strong judgement.
• Confidence to challenge appropriately and supportively at all levels.
  
  We're a digital insurance provider with a clear strategy to become the best and biggest player in the UK market. As a company, we've made huge investments in our technology, pricing, data and analytics capabilities over the past few years, along with nurturing our 4Cs culture and substantial investment in our people. And as a Finance team, we're doing exactly the same - building a market leading finance technology platform, investing in our team and our approach to leadership development, with a real focus on commercially adding value to the business.
  
  You'll be part of a supportive and collaborative Risk team, with real opportunity to shape how Risk partners with the business. This role offers exposure to senior stakeholders, meaningful influence, and the chance to make a tangible difference.
Regrettably we are unable to offer sponsorship for this role
• Benefits: in addition to a competitive salary and £5k car allowance you will also receive…
• Flexible working - we champion a flexible hybrid working approach - please speak to your recruiter to discuss in more detail
• Competitive bonus scheme - all colleagues are eligible for our annual 4Cs performance bonus
• Physical wellbeing - as a Band 4 colleague, Hastings pay for you to receive private medical Insurance (also known as PMI). This gives you flexibility and convenience to see a specialist or consultant and allows you to decide when and where you will be seen
• Financial wellbeing - as well as providing you with 4x your salary with our life assurance cover, income protection at no extra cost, and matched pension contributions up to 10%, we are proud to provide you with an award winning package which includes - discounts, cashback, free independent mortgage advice and free access to financial wellbeing support
• Mental wellbeing programme - we have the thrive mental health app, our colleague assistance programme available 24/7, our own in-house mental health first aiders, support groups and a dedicated team to make sure we are covering your needs
• There's more! - 27 days annual leave + bank holidays, with the option to buy or sell one of your weeks, access to our health care cash back plans, dental plans, discounted health assessments, Cycle to work and tech schemes, discounted and free onsite facilities, social events throughout the year and much more ….
• Join us and you'll find a different way of doing things. We call it the 4Cs. We focus on getting it right for our colleagues, customers, company and community. As one of our colleagues, you'll be helping to drive our growth, so in return, we'll give you all the support, training and development you need. Our 4Cs principles are simple: we believe by creating the right culture for our colleagues and giving them the right tools to do their job, we'll deliver good outcomes for every customer, helping us to grow the company profitably and sustainably and allowing us to invest in the communities we serve.