Director, Speciality Finance

Secure Trust Bank Ltd, City of Westminster

Director, Speciality Finance

£25000-£27500

Secure Trust Bank Ltd, City of Westminster

  • Full time
  • Temporary
  • Onsite working

Posted 2 days ago, 22 Apr | Get your application in today.

Closing date: Closing date not specified

Job ref: a350f655e29141169c06b6155aaee5f9

Location ref: City of Westminster

Full Job Description

  • Originate and develop new lending relationships with non-bank specialist lenders, building a high-quality pipeline across bridging, development finance and other speciality finance assets
  • Lead the structuring and end-to-end execution of new facilities and upsizes, from initial terms and credit approval through to documentation, drawdown and ongoing management
  • Act as the senior relationship owner for an allocated portfolio, representing the Bank with counterparty management teams and leading regular portfolio review discussions
  • Take full ownership of annual reviews, amendments and upsizes, ensuring robust credit assessment, timely approvals and strong governance
  • Identify growth opportunities within existing relationships, working closely with Credit, Legal, Risk and Compliance colleagues
  • Prepare and present high-quality credit papers to Credit Committee, confidently articulating complex financial, structural and risk considerations
  • Monitor portfolio performance, analysing borrowing base data, loan tapes and management information, and proactively escalating emerging risks or trends

    We're keen to hear from people who bring strong technical expertise and a collaborative, values-led mindset. You'll likely bring:
  • Significant experience in speciality finance or a closely related area such as asset-based lending, warehouse lending or ABS
  • A proven track record in both origination and in-life portfolio management within the UK non-bank lending market
  • Strong understanding of lender operating models, funding structures and the UK regulatory environment
  • Confidence analysing complex loan data, cashflows and collateral, with the ability to challenge constructively and identify risk early
  • Experience authoring and presenting credit proposals to senior Credit Committees
  • Well-developed financial modelling and scenario analysis capability
  • The presence and credibility to build trusted relationships with senior internal and external stakeholders

    Secure Trust Bank is a well-funded, specialist UK retail bank with over 70 years' experience supporting consumers and businesses to fulfil their ambitions. We're ambitious about the future - strengthening our position as the UK's most trusted specialist lender while continuing to evolve our culture, capabilities and ways of working.
  • Our people sit at the heart of that ambition. We believe in autonomy, accountability and performance, and we create an environment where expertise is valued, ideas are welcomed, and people can make a genuine impact.

  • Collaboration - working together across disciplines to achieve the best outcomes
  • Customer focus - keeping customers and counterparties at the centre of our decisions
  • Risk awareness - balancing growth with strong credit and conduct standards
  • High performance - recognising delivery, integrity and impact
  • We offer competitive reward, flexible and hybrid working where possible, and the opportunity to make a visible impact in a growing, specialist business.

Direct job link

https://www.jobs24.co.uk/job/director-speciality-finance-126724196
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