Associate Director - CRE Loan Servicing, CIB Portfolio Management - 12-month FTC

As an Associate Director, you'll support commercial real estate lending provided under a servicing contract with Scottish Widows. You'll work closely with the lender, Coverage, Execution and Credit Risk teams, as well as external advisers, to maintain strong portfolio performance, manage risk and deliver clear, accurate reporting. You'll build trusted relationships with a diverse client base, ranging from privately owned businesses and family offices to FTSE 250 listed companies. You'll support key events throughout the loan lifecycle, including consent requests, waivers, amendments and annual reviews. You'll lead the preparation of credit papers, complete financial and credit analysis, monitor emerging risks and work with internal teams and external advisers to support smooth deal delivery. You'll also engage directly with clients on lending and risk-related matters, using your analytical skills to strengthen portfolio insight and support informed decision-making., Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities, and we're committed to creating an environment in which everyone can thrive, learn and develop.

• 3+ years credit experience within Corporate Real Estate, including financial analysis and credit risk assessment
• Experience engaging personally with clients in a Corporate Real Estate lending and credit environment
• Experience owning the preparation of credit papers, with a sound understanding of Loan Market Association documentation
• Experience supporting complex loan lifecycle events, including material waivers, amendments and renewals
• Strong analytical and financial modelling skills, including advanced Excel capability, alongside the ability to manage several priorities and communicate effectively with clients and senior stakeholders
  
  At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.
We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person. We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we're building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.

We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative. We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. And, as a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long-term health or neurodivergent condition through the Disability Confident Scheme. We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need. We also offer a wide-ranging benefits package, which includes:
• A generous pension contribution of up to 15%
• An annual performance-related bonus
• Share schemes including free shares
• Benefits you can adapt to your lifestyle, such as discounted shopping
• 30 days' holiday, with bank holidays on top
• A range of wellbeing initiatives and generous parental leave policies
Like what you hear? Join us!