Actuary - Nearly / Newly Qualified

What will you be doing? As a Nearly/Newly Qualified Actuary within our Actuarial Risk and Capital team, you'll play a key role in helping Unum understand, manage and optimise its capital position. You'll work with a wide range of stakeholders across Finance and the wider business, analysing experience, supporting capital modelling and helping shape the assumptions that underpin key business decisions. This is an excellent opportunity for an actuary looking to broaden their expertise, take ownership of meaningful work and develop their career within a supportive and collaborative team environment. You'll:

• Analyse demographic and economic experience to support robust actuarial decision making and business insight.
• Use actuarial judgement to help set assumptions used within capital and risk management activities.
• Support the calibration of capital stresses within Unum's Internal Model framework.
• Produce high-quality reporting and analysis on experience investigations, assumptions and capital outcomes.
• Contribute to the ongoing development and enhancement of risk and capital methodologies, processes and controls.
• Support a range of change initiatives, strategic projects and capital-related developments across the business.
• Collaborate with colleagues across Finance, Risk and the wider organisation to deliver actuarial insight and business value.
• Present complex actuarial findings in a clear and accessible way to a variety of stakeholders, including senior management.
• Provide guidance, coaching and support to actuarial students, helping contribute to the development of future talent within the team.
• Continuously challenge existing approaches and identify opportunities to improve methodologies, efficiency and effectiveness.
  
  We're looking for a collaborative and commercially minded actuary who enjoys solving complex problems, challenging assumptions and delivering high-quality work. Whether you're approaching qualification or have already qualified, you'll bring strong technical capability alongside the ability to communicate effectively with a wide range of stakeholders.
You'll ideally have:
• Be a nearly qualified actuary with 1-2 exams remaining, or a newly qualified actuary with up to 3 years' post-qualified experience.
• Experience gained within Life Insurance, General Insurance or Pensions, with an interest in applying your skills within a new environment.
• Knowledge of Solvency UK and the wider UK regulatory framework.
• Strong analytical and problem-solving skills, with the ability to interpret complex data and communicate meaningful insights.
• Experience of actuarial modelling, assumption setting, experience analysis or capital management activities.
• Excellent written and verbal communication skills, with the ability to engage confidently with senior stakeholders.
• A collaborative approach, with experience supporting, mentoring or working closely with actuarial students and colleagues.
• The ability to balance strong technical understanding with commercial awareness and practical decision making.
• A curious mindset, with a desire to understand methodologies, challenge existing approaches and drive continuous improvement.
• Strong organisational skills and the ability to deliver high-quality work across multiple priorities.
• A proactive approach to learning, development and professional growth.
• An interest in building a long-term career within Group Risk and the wider Life Insurance market.
  
  We're a specialist employee benefits provider, striving to create healthy, happy workplaces. As part of the international Unum Group, we're on a collective mission to help the working world thrive., Unum UK
  
  Generous bonus scheme
• Private Medical Insurance
• Defined Contribution pension scheme
• Life assurance and Income Protection
• Access to remote GP services, nutrition coaching, personal training, unlimited mental health support and medical second opinions
• Generous holiday allowance, with the option to buy and sell up to 5 additional days
• Salary sacrifice electric vehicle scheme with on-site charging facilities
• Access to learning, development and career progression opportunities across Unum UK
Why join us? At Unum, we've created a workplace where people feel supported to progress and grow, and can see their ambitions coming to life.