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Vice President - NBFI Credit Analysis

MUFG United Kingdom

Vice President - NBFI Credit Analysis

Salary Not Specified

MUFG United Kingdom, City of Westminster

  • Full time
  • Permanent
  • Onsite working

Posted 3 weeks ago, 23 May | Get your application in now before you miss out!

Closing date: Closing date not specified

job Ref: b8b98d4986674634a124b31b58432694

Full Job Description

  • The Credit Analysis Department (CAD) is the Bank's first line of defence sitting alongside GCIB (Global Corporate and Investment Banking) bankers to promote an optimal risk / return on the banks' lending and trading opportunities.

  • Credit analysis is a 40+ team organised into 5 sector teams. Each credit analyst is responsible for managing risk exposure across an EMEA wide portfolio. Analysts work with Front Office teams on live transactions & risk monitoring to identify and mitigate risks associated with the structure, documentation, counterparty, industry and macroeconomics.


    • Number of Direct Reports
  • None initially, but there is scope to develop managerial responsibilities in the future., Oversight of NBFI-related credit work and workflow control including Credit Application and Borrower Rating commitments. Credit work will be forward looking fundamental credit calls on live transactions, limit renewals and annual reviews; working side by side with relationship bankers and product partners.

  • New client approvals, including setting credit appetite, limits and rating, performing due diligence calls/ visits, drafting/ negotiating credit terms for legal documentation

  • Structure, negotiate and document new transactions including syndicated loans and bilateral loans

  • Involvement in complex / high profile credit cases. Quickly able to assess key credit issues, raise salient points to the correct stakeholders and to assess the risk-reward trade off.

  • Ability to multi-task and manage ever changing and often conflicting priorities; Ability to work with a high level of motivation and initiative and ensure accurate and timely compliance with internal rules and reporting procedures.

  • Work with the Head of FI CAD to train, supervise and develop junior team members.

  • Assist with other team workflow on the FI side, where appropriate or required.

  • Analysing economic, market, regulatory, industry events/developments and assessing their impact on the portfolio. Reporting any relevant events to the Head of FI CAD and other relevant senior risk management.

  • Analysing and interpreting the stress testing results and take actions as appropriate at counterparty, country and/or industry level


    • Work Experience

    Essential:
  • Experience in assessing NBFI credit cases gained in a banking or asset manager environment. An emphasis on credit analysis in the context of transactions and events as well as a strong motivation to lead in a transaction driven environment.

    Teamwork: evidence of being a strong team player, collaborates with others within and across teams

  • Creativity: Looks for new ways to improve current processes and develop creative solutions that have practical value

  • Problem solver: think ahead, anticipates questions, plans for contingencies, finds alternative solutions and identify clear objectives.

  • Demonstrate strong credit skills and judgement, with an intensive "hand on" approach to analysing the details of credit and structure

  • Strong interpersonal skills. Be able to establish credibility and trust with clients, product specialists and credit executives, and to partner with them effectively

  • An excellent understanding of loan documentation and key credit protections.

  • Understanding of market risk and ISDA/CSA documents., Degree level and professional qualifications desirable., A proactive, motivated approach with the ability to provide clear direction to the Associates / Analysts

  • The ability to operate with urgency and prioritise work accordingly

  • Strong decision-making skills, ability to demonstrate sound judgement

  • The ability to manage large workloads and tight deadlines

  • Excellent attention to detail and accuracy


    • We are open to considering flexible working requests in line with organisational requirements.

    Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 7th largest financial group in the world. Across the globe, we're 160,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

    With a vision to be the world's most trusted financial group, it's part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.