Senior Associate, Structured Finance, Audit & Assurance

The successful candidate will assist in the provision of a range of different service offerings provided by the Structured Finance team, which may include:

• Performance of due diligence and 'agreed upon procedure' (AUP) engagements (predominantly relating to securitisation transactions or whole loan portfolio transactions), including:


• Client take-on procedures - helping ensure we know we know who we are working for.


• Drafting of engagement letters (with guidance from the team) - helping ensure we negotiate the appropriate terms and conditions with each client.


• Assistance with scoping of engagements - helping ensure we perform the work our client needs.


• Performance of onsite and offsite fieldwork, working with other members of the team.


• Working across various areas of an AUP scope, including but not limited to checking a sample of loans against a company's operational policies (e.g. underwriting, servicing and arrears, cash processing etc.), reading internal and external audit reports and IT reports, and summarising any major findings.


• Drafting of reports, writing up results of work performed and eventually overseeing drafting of report sections by junior members of the team.


• Assistance with resolution of any client queries.


• Supporting the senior team with the demanding requirements of a transaction project cycle.


• Working effectively in diverse teams within an inclusive team culture where people are recognised for their contribution.


• Assisting our wider Structured Finance team on due diligence and assurance type engagements in support of a variety of structured finance type transactions. This will involve the learning and understanding of the assets and to confirm various data points to certain documentation and systems.


• Assistance with business support activities including training, social activities, market research and ongoing client relationship development.
  
  A strong academic background


• Ability to work to deadlines and, at times, a demanding workload


• Outstanding written English


• Strong Microsoft Office skills (Excel, PowerPoint, Word)


• Excellent communication and presentation skills


• Highly motivated and committed


• Positive and ambitious attitude


• Knowledge of current economic and market trends


• Ability to develop strong client relationships


• Able to work independently as well as part of a team


Preferred

• Experience working in a transaction or assurance/audit environment, preferably client facing


• Understanding of securitisation processes


• Understanding of loans, mortgages and similar debt types


• Experience performing due diligence in a structured lending environment
  
  Connect to your Industry


Working with the leading due diligence service provider in the European Securitisation industry. The Structured Finance team provides transaction support, advice and assurance on controls and accounting systems and other advisory services to the structured finance industry. In an ever evolving economic, political and regulatory world, we understand the industry and the issues our clients face. The combination of our specialist skills, industry expertise and on-going investment in this area allows us to anticipate complex business problems for our clients and recommend appropriate action.

Connect to your career at Deloitte

Deloitte drives progress. Using our vast range of expertise, that covers audit, risk advisory, and consulting services across tax, legal, business, technology and corporate finance, we help our clients become leaders wherever they choose to compete. To do this, we invest in outstanding people. We build teams of future thinkers, with diverse talents and backgrounds, and empower them all to reach for and achieve more.

What brings us all together at Deloitte? It's how we approach the thousands of decisions we make every day. How we behave, our beliefs and our attitudes. In other words: our values. Whatever we do, wherever we are in the world, we lead the way, serve with integrity, take care of each other, foster inclusion, and collaborate for measurable impact. These five shared values lead every decision we make and action we take, guiding us to deliver impact how and where it matters most., We know it's not just about the numbers. Often, we let the technology take care of those. It's about the creative and collective thinking or our people. That's where the true insight is found. We're redefining the future of audit. Come join us.

Personal independence

Regulation and controls are standard practice in our industry and Deloitte is no exception. These controls provide important legal protection for both you and the firm. We are subject to a number of audit regulations, one of which requires that certain colleagues abide by specific personal independence constraints (e.g., in relation to any financial interests and employment relationships). This can mean that you and your "Immediate Family Members" are not permitted to hold certain financial interests (shares, funds, bonds etc.) with audit clients of the firm, and also prohibitions on certain employment relationships (e.g., you are not permitted to hold a secondary employment role with SEC audit clients of the firm whilst being employed by the firm). The recruitment team will provide further detail as you progress through the recruitment process or you can contact the Independence team upon request.

Connect with your colleagues

"The difference between my previous job and the current team in Deloitte is that I now have a support circle and a diversity of knowledge around me. We have shared vision for the team and there is always someone to go to for anything."

-Alva, Audit & Assurance

"The team I support works with one of Deloitte's biggest clients. To be involved with such an influential client so early in my career is really rewarding; I love it."

-Owen, Audit and Assurance

Our hybrid working policy

You'll be based in the London or Cardiff office with hybrid working. Our hybrid model enables our people to collaborate, connect and innovate in both a virtual and physical capacity. The role does require UK wide travel., For this role we can offer coaching and support designed for returners to refresh your knowledge and skills, and help your transition back into the workplace after a career break of two years or more. If this is relevant for you, just let your recruiter know when you make your application.

Our commitment to you

Making an impact is more than just what we do: it's why we're here. So we work hard to create an environment where you can experience a purpose you believe in, the freedom to be you, and the capacity to go further than ever before.

We want you. The true you. Your own strengths, perspective and personality. So we're nurturing a culture where everyone belongs, feels supported and heard, and is empowered to make a valuable, personal contribution. You can be sure we'll take your wellbeing seriously, too. Because it's only when you're comfortable and at your best that you can make the kind of impact you, and we, live for.

Your expertise is our capability, so we'll make sure it never stops growing. Whether it's from the complex work you do, or the people you collaborate with, you'll learn every day. Through world-class development, you'll gain invaluable technical and personal skills. Whatever your level, you'll learn how to lead.

Connect to your next step

A career at Deloitte is an opportunity to develop in any direction you choose. Join us and you'll experience a purpose you can believe in and an impact you can see. You'll be free to bring your true self to work every day. And you'll never stop growing, whatever your level.

Discover more reasons to connect with us, our people and purpose-driven culture at deloitte.co.uk/careers, Deloitte LLP is the United Kingdom affiliate of Deloitte NSE LLP, a member firm of Deloitte Touche Tohmatsu Limited, a UK private company limited by guarantee ("DTTL"). DTTL and each of its member firms are legally separate and independent entities. DTTL and Deloitte NSE LLP do not provide services to clients. Please see About Deloitte to learn more about our global network of member firms.

Deloitte LLP is a limited liability partnership registered in England and Wales with registered number OC303675 and its registered office at 1 New Street Square, London EC4A 3HQ, United Kingdom.