Financial Crime Team Leader

We are looking for a Financial Crime Team Leader to join our FinCrime team here at Capital on Tap, Cardiff. In this role, you will be responsible for overseeing a team of 8 to 10 direct reports, ensuring efficient operations and adherence to regulatory standards. Your primary focus will be on reviewing high-risk and suspicious financial activities, playing a pivotal role in safeguarding our customers and the integrity of our business.,

• Conduct investigations on suspicious transactions, using in house systems and open source investigations to help protect the business from potential Money Laundering and Terrorist Financing risks.


• Provide consistent detailed rationales for decisioning alerts.


• Ensure transaction monitoring alerts are handled in accordance with procedures and meet standards for both quality and timeliness.


• Prepare high quality Suspicious Activity reports to the authorities concerned. (NCA & FINCEN).


• Act as a subject matter expert for financial crime escalations.


• Continuous reviewing of transaction monitoring capabilities and providing feedback to the wider financial crime leadership team on efficiencies to be implemented, including enhancement to existing rules.
  
  Must have experience in Fincrime related processes such as PEPS/Sanctions/Transaction Monitoring/KYC & KYB


• Experience making independent risk-based judgements on AML investigations.


• Able to communicate your decisions to internal members and customers directly.


• Confidence in asking questions and suggesting improvements where you see them.


• An interest in Financial Crime and a willingness to learn the regulatory landscape and criminal techniques in more detail.


• A critical eye and strong attention to detail with an eagerness to work efficiently in a demanding, high volume environment.
  
  Capital on Tap


Cardiff, Wales

Running a business is hard, we make it easier. We provide an all-in-one business credit card & spend management platform, built for SMEs. Over 200,000 small businesses have spent more than £10 billion on their Capital on Tap Business Credit Cards.

Salary £30k+ depending on experience
Private Healthcare, Worldwide Travel Insurance and Dental Cover through Vitality
Anniversary Rewards (£250, £500, £1000, 4-week fully paid sabbatical)
Salary Sacrifice Pension Scheme up to 7% match
️ 28 days holiday (plus bank holidays) (pro rata)
Annual Learning Budget
Enhanced Parental Leave
Cycle to Work Scheme
Season Ticket Loan
6 free therapy sessions per year
Dog Friendly Offices
Free drinks and snacks in our offices

We place a huge emphasis on continual learning and have created an environment where this is possible every day. Internal mobility is important to us and our goal is to help every employee realise their aspirations. Why not check out here what you need to do to progress in this role at Capital on Tap.