Claims Adjuster Level 4

Gallagher

Claims Adjuster Level 4

Salary Not Specified

Gallagher, Chelmsford

  • Full time
  • Permanent
  • Onsite working

Posted 2 weeks ago, 3 May | Get your application in now before you miss out!

Closing date: Closing date not specified

job Ref: 9c22840733c74d678fe2648577c98377

Full Job Description

  • Review and record claims on our in-house system within product standards, check policy coverage and allocate appropriate codes and reserves.

  • Make liability enquiries, in accordance with Adjuster's Manual, using most appropriate method (phone, correspondence, field visit).

  • Evaluate quantum by gathering relevant evidence, adjusting reserves in accordance with Gallagher Bassett realistic reserving philosophy.

  • Clearly explain decisions on liability, negotiating settlement within authority level where appropriate.

  • Respond to all written and phone enquiries clearly, courteously and promptly.

  • Review claims regularly using diary system to ensure accurate reserves and timely closure.

  • Develop relationships with clients by providing a friendly, efficient service.

  • Liaise with and control own solicitors to ensure cases not abandoned to them.

  • Assist in general office administration (e.g. post, printing, order supplies, maintaining equipment) to ensure smooth running of office.

    Ability to verify and analyse coverage of adjuster level claims with moderate supervisor oversight.

  • Ability to investigate adjuster level claims, build rapport with involved parties and establish facts of the case sufficient to support claims strategy with moderate supervisor oversight.

  • Determining liability/compensability on adjuster level claims.

  • Create and execute a proactive resolution strategy utilizing the facts gathered during the investigation of adjuster level claims.

  • Establishes ultimate probable reserve as information comes available, reviewing and pro-actively managing on diary as evidenced in Claim Notes, under limited supervision. Ability to refer and ensure quality and timely carrier reporting.

  • Thorough understanding of the litigation process.

  • Early identification of the probability of settlement with moderate supervision.

  • Recognise and proactively pursue resolution opportunities of adjuster level claims, including creative alternatives to typical resolutions, at the earliest point to deliver optimal outcome with moderate supervision.

  • Recognise and proactively pursue recovery opportunities on adjuster level claims at earliest point.

  • Demonstrates the ability to communicate in a complete, concise and logical manner.

  • Demonstrates ability to prepare and present adjuster level claims while showing confidence and poise.

  • Ability to build strong, effective relationships with clients/carriers/brokers through active listening and close adherence to their priorities, style and Service Instructions.

    Join our growing team of dedicated professionals at Gallagher Bassett, who guide those in need to the best possible outcomes for their health and wellbeing. You'll be part of a resilient team that works together to redefine the boundaries of excellence. At our organization, we value collaboration and making a positive impact in the lives of our clients and claimants, offering you the opportunity to join a team where your skills and dedication can truly make a difference. GUIDE. GUARD. GO BEYOND., Inclusion and diversity (I&D) is a core part of our business, and it's embedded into the fabric of our organisation. For more than 95 years, Gallagher has led with a commitment to sustainability and to support the communities where we live and work.


  • Gallagher embraces our employees' diverse identities, experiences and talents, allowing us to better serve our clients and communities. We see inclusion as a conscious commitment and diversity as a vital strength. By embracing diversity in all its forms, we live out The Gallagher Way to its fullest.

    Gallagher is Disability Confident Committed. We have pledged to make sure our recruitment process is inclusive and accessible, in addition to supporting our existing employees with any long-term health conditions or disabilities.

    We understand that applicants may have disabilities, if you do, you may find some parts of the recruitment process more challenging than others. Don't worry, we're here to help, however, we can only do this if you let us know.

    Should you require reasonable adjustments to your application, please get in touch with TAGlobalSupport@ajg.com. If you'd prefer to speak on the phone, please request a callback, leaving details, so we get in touch.

    Our employing entity, Arthur J. Gallagher Services (UK) Limited, is proud to be accredited as a Living Wage employer with the Living Wage Foundation. We are committed to diversity and opportunity for all and are opposed to any form of less favourable treatment on the grounds of gender or gender identity, marital status, civil partnership status, parental status, race, ethnicity, colour, nationality, disability, sexual orientation, religion/ belief, age and those with caring responsibilities.

    Gallagher believes that all persons are entitled to equal employment opportunity and prohibits any form of discrimination by its managers, employees, vendors or customers based on race, color, religion, creed, gender (including pregnancy status), sexual orientation, gender identity (which includes transgender and other gender non-conforming individuals), gender expression, hair expression, marital status, parental status, age, national origin, ancestry, disability, medical condition, genetic information, veteran or military status, citizenship status, or any other characteristic protected (herein referred to as "protected characteristics") by applicable federal, state, or local laws.

    Equal employment opportunity will be extended in all aspects of the employer-employee relationship, including, but not limited to, recruitment, hiring, training, promotion, transfer, demotion, compensation, benefits, layoff, and termination. In addition, Gallagher will make reasonable accommodations to known physical or mental limitations of an otherwise qualified person with a disability, unless the accommodation would impose an undue hardship on the operation of our business.
    You must create an Indeed account before continuing to the company website to apply

    Pulled from the full job description
  • Company pension

  • Employee stock purchase plan

  • Gym membership

  • Life insurance

  • Paid volunteer time

  • Private medical insurance

  • Season ticket loan, On top of a competitive salary, great teams and exciting career opportunities, we also offer a wide range of benefits.


  • Below are the minimum core benefits you'll get, depending on your job level these benefits may improve:
  • Minimum of 25 days holiday, plus bank holidays, and the option to 'buy' 5 more days

  • Defined contribution pension scheme, which Gallagher will also contribute to

  • Life insurance, which will pay 4x your basic annual salary, which you can top-up to 10x

  • Income protection, we'll cover up to 50% of your annual income, with options to top up

  • Health cash plan or Private medical insurance


  • Other benefits include:
  • Three fully paid volunteering days per year

  • Employee Stock Purchase plan, offering company shares at a discount

  • Share incentive plan, HMRC approved, tax effective, stock purchase plan

  • Critical illness cover

  • Discounted gym membership, with over 3,000 gyms nationally

  • Season ticket loan

  • Access to a discounted voucher portal to save money on your weekly shop or next big purchase

  • Emergency back-up family care

  • And many more…